The gift of choice in retirement

The gift of choice in retirement

My conversations with clients on when they want to retire starts when they come and see me for advice – whether they are in their 30’s and haven’t even had a chance to think about it, or, in their early 50’s and not quite sure what their position looks like before they can consider if retirement is actually an option anytime soon.

Aligning age pension and aged care means testing

Aligning age pension and aged care means testing

While we covered off the topic of Asset test changes and age pension in November 2016, I believe it is important to again highlight some of the effects of the changes now that they are actually in force.

It is highly likely that individuals moving into aged care from 1 January 2017 may face increased cashflow pressure due to altered treatment of the former home.

Will the upcoming Asset Test changes topple your retirement plans?

Will the upcoming Asset Test changes topple your retirement plans?

The upcoming changes to the Asset Test for Centrelink Aged Pension has been a topic of interest for many individuals either approaching, or already in retirement wanting to understand what impact it will have on their aged pension.